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CS calls for stronger credit linkages and women-led rural enterprises

Chairs 9th Executive Council meeting of JKRLM

JAMMU, JANUARY 08: Chief Secretary, Atal Dulloo today chaired the 9th Executive Council Meeting of the Jammu & Kashmir Rural Livelihood Mission (JKRLM) to undertake a comprehensive review of its performance under the UMEED (National Rural Livelihood Mission – NRLM) framework and to chart out a roadmap for strengthening rural livelihoods and women-led development across the UT.

The meeting was attended by Secretary, Rural Development Department (RDD); Managing Director, JKRLM; Director General (Resources); Director General (Budget); Chief Operating Officer, HIMAYAT; Convenor, UTLBC, and other senior officers of the department.

During the deliberations, the Chief Secretary underscored the critical importance of enhancing credit linkages and strengthening the capacity of Self Help Groups (SHGs) so that they are able to transform into sustainable rural enterprises, reiterating that enterprise development remains the core objective behind the formation of SHGs.

He stressed the need for making Community Managed Training Centres (CMTCs) functional in every district, ensuring delivery of high-quality training to SHG members through resource persons from OMPLIS. He emphasised that these centres should emerge as vibrant learning spaces where women feel encouraged to spend time acquiring new skills and upgrading existing ones.

Highlighting the role of financial inclusion at the grassroots level, the Chief Secretary directed that the income of Banking Correspondents (BCs) be enhanced substantially. He called for onboarding Common Service Centres (CSCs) and J&K Bank to increase transaction volumes, thereby improving the earnings and sustainability of BCs.

The Chief Secretary also directed the department to fully leverage the Lal Ded Stree Shakti Scheme and Mission YUVA, urging that women entrepreneurs be encouraged to move beyond the ‘Lakhpati’ benchmark. He set an ambitious target of doubling the number of ‘Millionaire Didis’ from the existing 50 to 100 within the next six months.

Earlier, Secretary RDD, Aijaz Asad, informed that the UMEED programme is currently being implemented across 285 blocks in all 20 districts of Jammu & Kashmir, covering almost the entire rural geography of the UT. He stated that 7,84,053 rural households have been mobilised into 96,000 Self Help Groups, which have further been federated into 7,453 Village Organisations (VOs) and 650 Cluster Level Federations (CLFs).

He added that to strengthen community institutions, capitalisation support of ₹528.86 Cr has been provided to community-based organisations. Further, since 2013-14, ₹2,912.66 Cr in bank credit has been accessed by 67,269 SHGs, significantly deepening financial inclusion and livelihood opportunities in rural areas.

Presenting the achievements of JKRLM, Managing Director, JKRLM, Subhra Sharma, informed that under the Start-up Village Entrepreneurship Programme (SVEP), 8,231 rural enterprises have been supported in 14 blocks, with ₹18.71 Cr disbursed as Community Investment Fund (CIF).

She further apprised that farm-based livelihoods interventions have been implemented across all blocks, benefiting 5,15,706 Mahila Kisans through adoption of agro-ecological practices and improved livestock management.

During the current financial year, under CIF, against a physical target of 2,990 SHGs, an achievement of 3,459 SHGs has been recorded, with financial assistance of ₹2,2.49Cr disbursed. Under the Revolving Fund (RF), 1,688 SHGs were supported against a target of 3,026, with ₹2.53 Cr released.

Cumulatively, 78,508 SHGs have received Revolving Fund support amounting to ₹117 Cr, while 65,000 SHGs have been provided CIF support totalling ₹402.83 Cr, as reflected on the official portal.

Under the Lal Ded Stree Shakti Scheme, against a target of 5,000 cases for FY 2025-26, 2,356 cases involving ₹25.59 Cr have been sponsored so far. Of these, 709 cases have already been sanctioned with financial approval of ₹8.50 Cr, providing focused entrepreneurial support to women.

Regarding doorstep banking services, the meeting was informed that 710 SHG members are currently engaged as Banking Correspondents, of which 553 are associated with J&K Bank, significantly strengthening rural banking outreach.

The Lakhpati Didi Mission has shown remarkable progress. Against a target of 2.33 lakh potential Lakhpati Didis, 2.60 lakh women have been identified, and 2.01 lakh women have already been transformed into Lakhpati Didis through a combination of skill development, financial assistance and market linkages.

Highlighting other key interventions, it was informed that 17,511 SHG members have received skill training through ITIs, NIFT, ICICI Foundation, Honda Foundation and the Central University of Jammu. In addition, 7 SARAS Melas and 4 exhibitions have been organised across districts to promote SHG products.

It was further informed that 90 SHG products have been onboarded on major e-commerce platforms including Amazon, Flipkart and Meesho. To strengthen market access, 9 District Haats and 8 UMEED Women Haats have been developed, while retail outlets have also been established at airports to showcase and sell SHG products.

In the financial inclusion domain, 337 Bank Mitras and 710 Banking Correspondents have been engaged from among SHG members. Further, 1.79 lakh members have been enrolled under PMJJBY and PMSBY insurance schemes, 476 PLD cases have been disbursed under the Lal Ded Scheme, and 1,56,843 members have been converged with Agriculture, Horticulture and allied departments.

Outlining the roadmap ahead, it was stated that JKRLM will focus on enterprise scaling and diversification, cluster-based growth, capacity building in high-end handicrafts and food processing, financial literacy across all 285 blocks, and strengthening start-up ecosystems through SVEP and MKSP.

The Mission also plans exposure visits to best livelihood models in states such as Jharkhand, Madhya Pradesh, Odisha, Kerala and Telangana, besides establishing mini common facility centres and processing units in 176 clusters across different districts of J&K.

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Department of Handicrafts carries out Inspection drive of Copper units in Srinagar

SRINAGAR, DECEMBER 28: A special inspection drive was conducted in respect of the Copper manufacturing units and establishments, operating in various areas of Srinagar City today, along with representatives of the Kashmir Copper Workers Trade union.

The drive was carried in the areas of Solina, Rambagh Nowgam, Natipopra and Habbakadal, with the objective to check the adherence of the Copperware manufacturers and traders to the provisions of the Jammu and Kashmir Prohibition on manufacture of specified Copper utensils (By Machine) Act 2006, and to stop the misbranding of machine made specified copper utensils, which is affecting the livelihood of handicraft workers engaged in handmade production of copper utensils.

During the inspection, dealers and manufacturers found violating the norms of the Act, were warned of serious consequences in case they continue the illegal/prohibited machine manufacturing of specified Copper ware items. The dealers were warned of serious legal consequences they may have to face if they indulge in misbranding of specified Copperware items. All the dealers and manufacturers have assured of their full support with the ongoing efforts of the department to stop the misbranding of notified craft products.

In terms of the provisions of the Act, there is a complete prohibition on manufacturing by machine of 24 specified copper utensils in the Union Territory of Jammu and Kashmir. The department has initiated various steps to safeguard the interests of artisans manufacturing Copperware items by hand.

In this regard, the department has launched an ambitious program of QR based labelling of the Copperware items, to ensure the certification and authenticity of the handmade Copperware products. The teams of Quality Control division visited the business locations for labelling of handmade Copperware items and the facility is being provided to the Copperware artisans at their door steps.

The department has urged all the copperware dealers to conduct their businesses strictly in accordance with the provisions of the Act and shall invariably refrain from misbranding of machine made copper ware items. It was further emphasized that QR-based labelling of every notified craft products shall be ensured.

 

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JKEDI Pulwama Concludes Fourth Batch of MDP under RAMP at Pampore Campus

PULWAMA, DECEMBER 18: Jammu & Kashmir Entrepreneurship Development Institute (JKEDI) Pulwama today successfully concluded the fourth batch of the Management Development Programme (MDP) under the RAMP initiative at its main campus Pampore.
A total of 21 women participants completed the one-week training programme, aimed at strengthening managerial skills and nurturing entrepreneurial capabilities among aspiring women entrepreneurs.
The valedictory ceremony was attended by Nafia Nazir, Range Officer South Kashmir (JKEDI); Raiyees Manzoor, District Nodal Officer JKEDI Pulwama, and Iqra Yousuf, Block Programme Manager (NRLM) Pampore, who interacted with the trainees and encouraged them to pursue sustainable and innovative business ventures.
As part of the concluding activities, the trainees also participated in a special masterclass titled “From Vision to Valuation, a Masterclass on Smarter Capital and Sustainable Growth”, delivered by Khalid Wani, Founder One Capital, which provided valuable insights into strategic growth, funding, and long-term business sustainability.
The programme concluded on a positive note, with participants expressing appreciation for the practical exposure and guidance received during the training.

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Handicrafts Dept to celebrate Jashn-e-Chillai Kalan with iconic Pheran on Dec 20-21 at Kashmir Haat

SRINAGAR, DECEMBER 18: As the Valley prepares to embrace ‘Chilla-i- Kalan, the 40-day period of intense winter beginning December 21, the Department of Handicrafts and Handloom, Kashmir, shall host ‘Jashn-e-Chilla-i- Kalan, a vibrant celebration of Kashmiri heritage, coinciding with Pheran Day on December 21.

Shahribg details, a spokesman of the department stated that the two-day event, scheduled for December 20-21, at Kashmir Haat (Numaish Gah), here, will feature the dedicated stalls showcasing exquisite Kashmiri handicrafts, with a special focus on traditional Zari embroidery (tilla work) and Aari (hook) embroidery, timeless staples of Kashmiri craftsmanship often adorning the iconic Pheran. “Noted craftsmen from across the Valley have been invited to participate, offering LIVE demonstrations, display of hand-embroidered Pherans, Pashmina hawls, and other winter garments, offering opportunities for visitors to engage directly with these master artisans,” he added.

The spokesman further said the event aims to highlight the resilience of Kashmiri traditions during the harshest winter phase while promoting the warmth and elegance of the Pheran, Kashmir’s signature loose-fitting attire that provides comfort against the biting cold.

“The event will celebrate the cultural significance of Chilla-i-Kalan and Pheran Day, bringing together locals, tourists, and craft enthusiasts to experience the rich artistry that defines Kashmir. “Visitors can expect a festive atmosphere with stalls brimming with intricate zari and aari works, embodying the Valley’s enduring legacy of handloom and embroidery,” he said, while urging the general public to attend and support local artisans.

 

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Handicrafts & Handloom Dept flags of artisans for participation in GI Mahotsav in New Delhi

SRINAGAR, DECEMBER 16: In a major boost to promotion of GI registered crafts, Handicrafts and Handloom Department, Kashmir, today flagged of a group of 06 artisans from Numaish Gah, here today, for participation in GI Mahotsav, scheduled to begin from December 18 till December 21, in Noida Haat, New Delhi.
The Mahotsav is designed to provide a robust national platform for GI artisans and sellers from across the country to exhibit their unique products, establish direct market linkages with buyers and celebrate country’s diverse culture and craft traditions.
In a press statement issued today, a spokesman of the department stated that the artisans shall represent Kashmir in Wagguv, Namda, Walnut Wood Carving, Crewel, Chainstitch and Kashmir tweed GI registered crafts in the trade fair, organized by Ministry of MSME in collaboration with PHD Chamber of Commerce & Industry.
Kashmir has 15 GI registered crafts, out of which 08 were registered by GI Registry Chennai in April this year which include the languishing crafts like Wagguv, Namda and Gabba.
The spokesman further stated that the artisans shall represent Kashmir’s globally acclaimed handmade products, reflecting the region’s exceptional craftsmanship, authenticity and centuries old cultural legacy. “Their participation is expected to create new market opportunities, promote GI awareness and strengthen the recognition of Kashmiri handicrafts at the National level,” he added.
While flagging off the artisans, the Department reiterated its commitment to preserving, promoting and protecting Kashmir’s traditional crafts and empowering artisans through exposure to national platforms, improved market access and institutional support.

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President Of India Presents National Handicrafts Awards For The Years 2023 And 2024

Handicrafts are not only a part of our cultural identity but also an important source of livelihood: President Droupadi Murmu

New Delhi , December 9: The President of India, Smt Droupadi Murmu, presented National Handicrafts Awards for the years 2023 and 2024 in New Delhi today (December 9, 2025).

Speaking on the occasion, the President said that art reflects our memories of the past, experiences of the present, and aspirations for the future. Humans have been expressing their emotions through painting or sculpture since ancient times. Art connects people to culture. Art also connects people with each other.

The President said that if our centuries-old handicraft tradition has remained vibrant and preserved, it is due to the commitment of our artisans, generation after generation. Our artisans have adapted their art and tradition to changing times, while keeping the original spirit alive. They have preserved the fragrance of the country’s soil in each of their artistic creations.

The President said that handicrafts are not only a part of our cultural identity but also an important source of livelihood. This sector employs over 3.2 million people in the country. It is noteworthy that most of the people who derive employment and income from handicrafts live in rural or remote areas. This sector promotes inclusive development by decentralizing employment and income.

The President said that promoting handicrafts is important for social empowerment, as this sector has traditionally provided support to people from weaker sections. Handicrafts not only provide a means of livelihood to artisans, but their art also gives them recognition and respect in society. She stated that the development of this sector will also strengthen women’s empowerment, as women comprise 68 percent of the workforce in this sector.

The President said that the handicraft industry’s greatest strength is its reliance on natural and local resources. This industry is eco-friendly and has a low-carbon footprint. Today, the need for an eco-friendly and sustainable lifestyle is being emphasized worldwide. In such a context, this sector can make a significant contribution to sustainability.

The President was happy to note that the GI tag is strengthening the identity of the Indian handicraft products across the world. She urged all stakeholders to work towards obtaining a GI tag for their unique products. She said that the GI tag will give their products a unique identity and enhance their credibility at the national and international level. She underlined that the One District One Product (ODOP) initiative is also strengthening the international recognition of our regional handicraft products.

The President said that on the strength of the knowledge, dedication and hard work of our artisans accumulated over generations, Indian handicraft products have established their identity across the world. She underlined that the demand for Indian handicrafts offers immense potential for growth. She said that this sector offers excellent opportunities for young entrepreneurs and designers to establish enterprises.

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J&K Tourism bags Eco-Tourism hotspot award at IITM, Hyderabad

HYDERABAD, DECEMBER 06: The J&K Tourism has bagged the Eco-Tourism hotspot award at the India International Tourism Mart being held here at Hyderabad.

The tourism fest was inaugurated on December 04, 2025 and it is witnessing participation of many states and Union territories besides delegations from Malaysia, Nepal, Botswana and other countries.

The J&K Tourism was awarded for its eco-tourism practices having been adopted for sustainable tourism across J&K by the Department. Besides this also coincides with the continued thrust and series of promotional activities carried by the department across the tourism markets in the country in recent months.

The stall set up by the J&K Tourism department evinced keen interest among the members of travel trade and customers who showed a great interest in the products on display particularly related to adventure, MICE and Wedding.

The delegation comprised Chief Executive Officer, Kishtwar Development Authority, Kaisar Ahmad Bhawani; Chief Executive Officer, Wullar-Manasbal Development Authority, Ahsanul Haq Chishti; General Manager, JKTDC, Riyaz Ahmad, Assistant Director, Tourism, Jammu, Arif Ahmad Lone and Assistant Tourist Officer, Sajid Kirmani besides many travel operators from J&K.

Meanwhile on the sidelines of the tourism fest, the delegation had a series of meetings with tour operators’ bodies from Hyderabad and other parts of the country besides facilitating proactive B2B sessions between the tourism stakeholders from J&K and their counterparts from other states. These include meetings with Tour Operators Association of Telangana, FTCCI, UFTC, representatives of SKAL International besides heads of prominent travel companies of the country. The discussions underscored the importance of more synchronised and cohesive approach between the local stakeholders and their counterparts across the country.

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2-Day Trainee Products’ Sale begins at Numaish Gah Srinagar

SRINAGAR, DECEMBER 05: A two-day Trainee Products’ Sale, organised by the Department of Handicrafts and Handloom, began at Kashmir Haat, popularly known as Numaish Gah, here today.

Craft products made by trainees in 432 Training Centres across all 10 districts of Kashmir Division as well as hand-knotted woollen carpets made under Massive Carpet Scheme are on display and sale on extremely affordable prices, without adding the cost of labour.

In a press handout issued here today, a spokesman of the department stated that visitors in large number turned up at Kashmir Haat to buy handmade products, on cost-to-cost raw material basis. “District stalls are expected to record good sales with many buyers making purchase of GI-tagged Pashmina Shawls and Stoles, Crewel curtains, Sozni-embroidered shawls, Zari & Aari embroidered suits, tweed cloth, Chain Stitch rugs and cushion covers, Tapestry, Gabb and Namda products as well as papier mache and willow wicker souvenir and decor items,” he said, adding the sale will conclude tomorrow at 5.00 pm.

The spokesman stated that the hand-knotted woollen carpets made by weavers under Massive Carpet Scheme also received an overwhelming response with many carpets sold.

The Department also organised an awareness camp for trainees where they were sensitized about various flagship and welfare schemes of the department like Credit Card Scheme for Artisans and Weavers, Financial Support for Cooperatives & Karkhandar Schemes, the spokesman added.

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UK Business Delegation Calls on LG Manoj Sinha to Boost Jammu’s IT and Digital Expansion

JAMMU, DECEMBER 03: A United Kingdom based Business delegation led by Shri Vikrant Gupta, Managing Director, RVS iGlobal called on Lieutenant Governor Shri Manoj Sinha, today.
The delegation discussed important matters pertaining to Jammu’s growing IT infrastructure, support for digital expansion, and opportunities to strengthen international cooperation in the technology and services sector.

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CM Omar Abdullah launches SKÅL in Kashmir representing travel & tourism sector

Says new partnership will strengthen global outreach, promote sustainable tourism in J&K

SRINAGAR, NOVEMBER 29: Chief Minister Omar Abdullah today attended the launch of the SKÅL International Club, Kashmir Chapter in Srinagar, marking a significant step towards strengthening global tourism linkages and expanding international outreach for Jammu and Kashmir’s tourism sector.

The initiative is poised to open new avenues for sustainable tourism, international collaboration, and long-term growth, while further integrating Jammu & Kashmir with global tourism networks.

Addressing the function, the Chief Minister said that SKÅL’s core values resonate deeply with the ethos of Jammu and Kashmir. “If you look at SKÅL and you look at tourism in Kashmir, you realise that there are synergies that automatically become apparent. The word SKÅL is Nordic and the translation of those four words is good health, friendship, long life and happiness,” he said.

He noted that the organisation’s founding principles reflect the most basic aspirations of human life, going beyond monetary success. “An organisation whose name comes to symbolise these four important things is not talking about profit or other day-to-day concerns. These are the things we would wish for each other—good health, friendship, long life and happiness,” he said.

The Chief Minister highlighted that SKÅL’s philosophy of “business with friends” mirrors the spirit of Jammu and Kashmir’s tourism fraternity. “Here, many of my friends in the industry may be in competition with each other, yet they remain friends. They sit together, dine together, respect each other—and that is exactly what SKÅL talks about,” he remarked.

Underscoring the growing emphasis on responsible and sustainable tourism, Omar Abdullah said that tourism must evolve in a manner that protects both people and the environment. “If tourism is not responsible and sustainable, it will not last. A cornerstone of our recent activities has been to make tourism more responsible and more sustainable,” he said.

The Chief Minister revealed that the government is preparing to develop nine new tourism destinations in J&K as a megaproject entailing huge investment. “The foundation of this project is sustainability—environmentally responsible development that involves the local community. Tourism, or any industry that does not benefit locals, is an industry that will not survive,” he said.

Speaking about the resilience of the people of J&K despite recurring challenges, he noted, “We are nothing if not resilient. Yes, there is darkness, but it will not remain forever. Winters last for a few months; after that, snow melts and spring arrives. My desire, my wish, and my effort is that this spring lasts for years.”

Reflecting on the past turbulence in the tourism sector, he said, “We have seen a lot of ups and downs in J&K tourism. Now I want you to see only the upward trend. The relationship between SKÅL and Kashmir Tourism formalised today will benefit both SKÅL and the tourism industry here.”

The Chief Minister thanked SKÅL International and its leadership for choosing Kashmir for the new chapter, expressing hope that this marks the beginning of a lasting, fruitful partnership. “I hope this will be a great start to a new relationship, and that we will get to host such programmes again and again. You came and encouraged us,” he added.

MLA Zadibal Tanvir Sadiq, National President SKÅL Sanjeev Mehra, Director SKÅL NSN Mohan, several SKÅL members, tourism industry stakeholders, and senior officers were present at the launch event.

On the occasion, board members and founder members took their oath, followed by pinning and certificate presentation ceremonies.

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